Investment Recovery Association — Promoting Professional Management of Surplus Assets

Investment Recovery Association

Terms of Service

Last updated 16 August 2026

In short: the application is for IRA members and their colleagues. What you upload stays yours, and you give us only the permission needed to run the service for you. The assistant can be wrong, so check its sources before acting on them. Don't upload things you have no right to share.

Note for the association — remove before publishing. This draft describes how the application actually works, but it has not been reviewed by a lawyer. Have counsel check it, and settle in particular the governing law, the liability limits, and how these terms sit alongside your existing membership agreement.

These terms govern your use of the Investment Recovery Association member application. By using it, you agree to them. If you are using it on behalf of a company, you confirm you may accept these terms for that company.

Who may use it

  • The application is intended for employees of IRA member companies, and for people evaluating membership during a trial.
  • Your account is personal to you. Do not share your sign-in link or let anyone else use your account.
  • You must be at least 16, and able to enter into a contract.

Membership, trials and access

  • Access follows the association's membership records. If your company's membership lapses, access may end with it.
  • Trials are provided for evaluation and run for a fixed period shown in your profile. We may change the length of trials for new accounts.
  • We may suspend or close an account that is being used in breach of these terms, or where doing so is needed to protect other members.

Organizations

Membership belongs to your company, not to you personally. That has some practical consequences worth stating plainly:

  • Someone at your company may be an organization administrator. They can add and remove colleagues, publish documents to the whole company, and see the team's training progress.
  • An administrator cannot read your private uploads or your conversations. That boundary is enforced by the database.
  • Material published to a company belongs to that company. If you leave, it stays; your own private content remains yours.

What you upload

You keep ownership of everything you upload and create. You give us only the permission we need to operate the service for you — to store your content, index it so the assistant can search it, and show it back to you and to anyone you have shared it with. That permission ends when you delete the content or your account.

By uploading, you confirm that:

  • You have the right to upload it and to have it processed as described in our Privacy Policy.
  • It does not infringe anyone's rights, and is not unlawful, malicious or deliberately misleading.
  • You have considered whether it should be here at all. Do not upload material you are not permitted to disclose — third-party confidential information, personal data about others without a basis for sharing it, or anything under an obligation that this application would breach.

The assistant, and its limits

  • The assistant produces answers from your material and the association's library. It can be wrong, incomplete or out of date. It shows its sources so you can check them, and you should.
  • Nothing it produces is legal, financial, safety, environmental or professional advice, and it is not a substitute for your own judgement or your own compliance obligations.
  • Decisions about disposals, valuations, contracts or compliance remain yours and your company's.

Acceptable use

Do not:

  • Try to reach another member's or another company's data, probe or bypass access controls, or use the application to test security without our written permission.
  • Attempt to make the assistant ignore its instructions or reveal material you are not entitled to.
  • Scrape, bulk-export or resell the association's library or another member's content.
  • Upload malware, or anything designed to disrupt the service.
  • Use the application to compete with the association, or to build a competing dataset or model.

Responsible security research is welcome. Write to team@group365.com before testing anything, and never use another member's data to demonstrate a finding.

Our content

The association's library, training material and the application itself remain ours or our licensors'. Membership gives you the right to use them for your own professional purposes, not to redistribute them outside your company.

Availability

We work to keep the application available, but we do not promise uninterrupted service. We may change, suspend or withdraw features, and will give reasonable notice of anything significant. Maintenance and third-party outages happen.

Liability

The application is provided on an “as is” basis. To the fullest extent the law allows, we are not liable for indirect or consequential loss, for lost profits or data, or for decisions taken on the basis of the assistant's output. Nothing here excludes liability that cannot lawfully be excluded.

Ending your use

You can stop using the application at any time and ask us to delete your account. We may end access if these terms are breached, or if your company's membership ends. Provisions that by their nature should survive — ownership, acceptable use, liability — do.

Changes

We may update these terms. The date at the top will change, and for anything significant we will tell members inside the application. Continuing to use the application after a change means you accept it.

Contact

Investment Recovery Association — team@group365.com. See also our Privacy Policy.